Privacy Policy


When you visit our website, we may ask for certain information and you may submit personal data (for example, your name, e-mail address and phone number) to Lifetime Planning Associates. We may also monitor and record which products you are interested in and which links you pursue as well as noting customer traffic patterns and site usage. This information will be kept secure in accordance with our internal security policy and may be used to:
     ▪ enable us to contact you regarding your enquiry
▪ provide you with an up-to-date, efficient and reliable service
     ▪ process your application with the broker / our Consultant
Third-party providers using this site may access traffic usage patterns but your personal use of the site or access to information will not be identifiable unless it is with specific regard to an application made to Lifetime Planning Associates.
We use unique tracking codes and referral information to identify whether you were introduced to us by an affiliate or another website or search engine.


Telephone calls are recorded and monitored for training purposes, for client and employee protection and to improve the services we provide.


Lifetime Planning Associates do not identify users of this site although this site does use cookies. This is for the purpose of Google Analytics. This is web analytics service which uses cookies to determine the number of people who visit and to analyse their use thereof. We can, for example, determine which pages on our site are most popular ones thereby permitting us to keep them up to date and add further information from time to time.
The information generated by the cookies from your use of our website (this includes your IP address) is transmitted to, and stored by, Google on servers in the US. Google uses this information to evaluate your use of and to compile reports on activity on the website and provide other services that relate to the website and internet usage. Google may also provide this information to third-parties where required to do so by law, or where such third-parties process the information on Google’s behalf. Google undertakes not to associate your IP address with any other data held by Google.
Most browsers automatically accept cookies although you can block and delete them. Should you wish to remove them.

How to reject and delete cookies

Should you choose to reject, block or delete cookies, you can find out how to do this for your particular browser by clicking “help” on your browser’s menu, or by visiting:
For example, in Google Chrome:


1.        In the top-right corner of Chrome, click the Menu
             > Settings.
2.        At the bottom of the page, click Show advanced settings.
3.        In the "Privacy" section, click the Content settings button.
4.        In the "Cookies" section, choose your preferred setting.

Android app

1.        Open the Chrome app 
2.        Tap More 
            > Settings.
3.        In the "Advanced" section, tap Site settings.
4.        Tap Cookies to choose your preferred setting.

iPhone/iPad app

1.        Open the Chrome app 
2.        Tap More 
3.        Tap Settings > Privacy
4.        In the "Advanced" section, tap Content Settings.
5.        Choose your preferred setting.
Please note that if you opt to block cookies you may not be able to access certain features of this web site.


By submitting your data, you agree to the usage as outlined in this Privacy Policy. By submitting data on behalf of another individual, you warrant that you have obtained their permission to do so and that they also agree with the usage outlined in this Privacy Policy.
You imply that all information you have provided to us is correct and current.
We will never obtain sensitive information about you without your explicit consent; an example of sensitive information would be your medical condition or religious beliefs.
Lifetime Planning Associates will provide the requested broker or Consultant and other reputable companies or traders within the EU who may, together with Lifetime Planning Associates or individually, use the data you have provided, or some of it, to notify you about Lifetime Planning Associates events or relevant  activities that they think you will find useful.
If you do not wish for Lifetime Planning Associates to process or even collect your personal data, please do not submit it on the web site or to us in any other form.


Lifetime Planning Associates will use the contact details you have provided on this website to contact you about products and/or services you may find useful.